
8620 SW 185th Ter, Cutler Bay, FL 33157
Cutler Bay, FL 33157 · WHISPERING PINES ESTATES
About 8620 SW 185th Ter, Cutler Bay, FL 33157
MAJOR PRICE IMPROVEMENT- NOW $799,000! NO FLOOD ZONE! Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on a rare oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard—ideal for entertaining, relaxing poolside, or hosting family and friends. Inside, the home offers a spacious functional layout & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys. A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School. Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina. Bring your offers!
How This Listing Compares in Cutler Bay
Per square foot, it is asking 41% above the Cutler Bay median for sales closed over the last twelve months — typical of premium views, newer construction or a top-tier building.
| This home | Cutler Bay median (12 mo) | |
|---|---|---|
| Price per sq. ft. | $451 | $319 |
| 4-bedroom price | $799,000 | $650,000 |
| Days on market | 206 | 46 |
Medians from closed MLS sales in Cutler Bay; a starting point, not an appraisal.
Home Features at 8620 SW 185th Ter, Cutler Bay, FL 33157
- Bathrooms Full
- 2
- Bathrooms Half
- 0
- Interior Features
- First Floor Entry, Other, Utility Room/Laundry
- Appliances
- Dishwasher, Microwave, Electric Range, Refrigerator
- Flooring
- Terrazzo, Tile, Wood
- Heating
- None
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Architectural Style
- Detached, One Story
- Garage Spaces
- 2
- Parking Features
- Driveway
- Pool Features
- In Ground
- Pool Private
- No
- Year Built Details
- Resale
- Direction Faces
- North
The Building at 8620 SW 185th Ter, Cutler Bay, FL 33157
- Building Name
- WHISPERING PINES ESTATES
- Building Area Total
- 2916
- Building Area Units
- Square Feet
- Association
- No
Lot, Views & Construction at 8620 SW 185th Ter, Cutler Bay, FL 33157
- Lot Features
- 1/4 To Less Than 1/2 Acre Lot
- Lot Size Square Feet
- 15,000
- Waterfront
- No
- View
- Garden, Pool
- Construction Materials
- Concrete Block Construction
- Roof
- Shingle
- Exterior Features
- Lighting
- Sewer
- Public Sewer
- Water Source
- Municipal Water
- New Construction
- No
Taxes & Public Record for 8620 SW 185th Ter, Cutler Bay, FL 33157
- Parcel Number
- 36-60-03-003-0600
- Tax Annual Amount
- $3,981
- Tax Year
- 2,025
- Tax Legal Description
- WHISPERING PINES ESTS SEC 1 PB 65-24 LOT 1 BLK 5 LOT SIZE 120.000 X 125 OR 19408-4515 122000 1 F/A/U 30-6003-003-0600
- Zoning
- 2100
- County Or Parish
- Miami-Dade County
Assigned Schools for 8620 SW 185th Ter, Cutler Bay, FL 33157
- Elementary School
- Whispering Pines
School assignments are provided by the listing and should be independently verified.
Map & Neighborhood
8620 SW 185th Ter, Cutler Bay, FL 33157 · More homes in Cutler Bay
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8620 SW 185th Ter, Cutler Bay, FL 33157 at a Glance
Offered for sale in Cutler Bay 33157, 8620 SW 185th Ter is a single family home with 4 bedrooms, 2 bathrooms, about 1,772 square feet of living space, dating to 1958. The asking price is $799,000, on the market since March 9, 2026, with Cutler Realty, Inc. as the listing brokerage. Students here are assigned to Whispering Pines. Ask Matthew Gromadzki for a private showing, the full disclosure package, or comparable sales before you make an offer.