MIAMI LUXHomes

12990 Keystone Terrace, North Miami, FL 33181

$3,350,0004 Beds3 Baths3,084 Sq. Ft.$1,086 / sq. ft.

North Miami, FL 33181 · KEYSTONE ISLAND

Status
Active
Type
Single Family Residence
Year Built
1959
Days on Market
37
Lot Size
12,500 sqft
MLS #
B26072103
County
Miami-Dade County

About 12990 Keystone Terrace, North Miami, FL 33181

Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access with no fixed bridges. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining friends. Boating enthusiasts will especially appreciate the private dock and boat slip, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.

How This Listing Compares in North Miami

Per square foot, it is asking 224% above the North Miami median for sales closed over the last twelve months — typical of premium views, newer construction or a top-tier building.

This homeNorth Miami median (12 mo)
Price per sq. ft.$1,086$335
4-bedroom price$3,350,000$777,500
Days on market3747

Medians from closed MLS sales in North Miami; a starting point, not an appraisal.

Home Features at 12990 Keystone Terrace, North Miami, FL 33181

Bathrooms Full
3
Bathrooms Half
0
Interior Features
Bar, Closet Cabinetry, Cooking Island, French Doors, Vaulted Ceiling(s), Volume Ceilings, Walk-In Closet(s), Family Room, Florida Room, Foyer, Storage
Appliances
Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Electric Range, Refrigerator, Self Cleaning Oven, Wall Oven, Washer
Flooring
Carpet, Marble, Tile
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air
Furnished
Unfurnished
Architectural Style
Ranch, Corner Unit, One Story
Garage Spaces
2
Attached Garage
Yes
Parking Features
2 Or More Spaces, Awning, Circular Driveway, Covered, Driveway, Parking Garage, Rv/Boat Parking
Pool Features
Private, Screen Enclosure
Pool Private
Yes
Year Built Details
Resale
Direction Faces
East

The Building at 12990 Keystone Terrace, North Miami, FL 33181

Building Area Total
3941
Building Area Units
Square Feet
Stories
1
Stories Total
1
Association
No
Association Fee
0
Association Amenities
Boat Dock, Private Pool
Pets Allowed
Yes
Security Features
Smoke Alarm, Smoke Detector(s), Smoke Detector

Lot, Views & Construction at 12990 Keystone Terrace, North Miami, FL 33181

Lot Features
1/4 To Less Than 1/2 Acre Lot, Corner Lot, Less Than 1 Acre
Lot Size Square Feet
12,500
Waterfront
Yes
Waterfront Features
Canal Front, Canal Width 1-80 Feet, Canal, Intracoastal Front, Navigable Water, Ocean Access, Seawall
Frontage Length
100
View
Canal, Intracoastal View, Pool, Water, Canal View
Construction Materials
Concrete Block Construction, Stucco
Roof
Tar/Gravel, Slate, Tar & Gravel Roof
Exterior Features
Barbeque, Exterior Lights
Sewer
Public Sewer, Public Sanitation, Sewer
Water Source
Public
New Construction
No

Taxes & Public Record for 12990 Keystone Terrace, North Miami, FL 33181

Parcel Number
06-22-28-021-0690
Tax Annual Amount
$14,893
Tax Year
2,025
Tax Legal Description
27-28 52 42 KEYSTONE ISLAND NO 5 PB 68-2 LOT 24 BLK 16 LOT SIZE 100.000 X 125 OR 15246-868 1091 1
Zoning
0900
County Or Parish
Miami-Dade County

Assigned Schools for 12990 Keystone Terrace, North Miami, FL 33181

Elementary School
David Lawrence Jr K-8
Middle School
North Miami
High School
Alonzo and Tracy Mourning Sr. High

School assignments are provided by the listing and should be independently verified.

Map & Neighborhood

12990 Keystone Terrace, North Miami, FL 33181 · More homes in North Miami

Comparable Listings in North Miami

12990 Keystone Terrace, North Miami, FL 33181 at a Glance

Offered for sale in North Miami 33181, 12990 Keystone Terrace is a single family home with 4 bedrooms, 3 bathrooms, about 3,084 square feet of living space, dating to 1959. The asking price is $3,350,000, on the market since September 3, 2026, with KW Reserve Palm Beach as the listing brokerage. Students here are assigned to David Lawrence Jr K-8, North Miami and Alonzo and Tracy Mourning Sr. High. Ask Matthew Gromadzki for a private showing, the full disclosure package, or comparable sales before you make an offer.