
12990 Keystone Terrace, North Miami, FL 33181
North Miami, FL 33181 · KEYSTONE ISLAND
About 12990 Keystone Terrace, North Miami, FL 33181
Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access with no fixed bridges. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining friends. Boating enthusiasts will especially appreciate the private dock and boat slip, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.
How This Listing Compares in North Miami
Per square foot, it is asking 224% above the North Miami median for sales closed over the last twelve months — typical of premium views, newer construction or a top-tier building.
| This home | North Miami median (12 mo) | |
|---|---|---|
| Price per sq. ft. | $1,086 | $335 |
| 4-bedroom price | $3,350,000 | $777,500 |
| Days on market | 37 | 47 |
Medians from closed MLS sales in North Miami; a starting point, not an appraisal.
Home Features at 12990 Keystone Terrace, North Miami, FL 33181
- Bathrooms Full
- 3
- Bathrooms Half
- 0
- Interior Features
- Bar, Closet Cabinetry, Cooking Island, French Doors, Vaulted Ceiling(s), Volume Ceilings, Walk-In Closet(s), Family Room, Florida Room, Foyer, Storage
- Appliances
- Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Electric Range, Refrigerator, Self Cleaning Oven, Wall Oven, Washer
- Flooring
- Carpet, Marble, Tile
- Heating
- Central, Electric
- Cooling
- Ceiling Fan(s), Central Air
- Furnished
- Unfurnished
- Architectural Style
- Ranch, Corner Unit, One Story
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking Features
- 2 Or More Spaces, Awning, Circular Driveway, Covered, Driveway, Parking Garage, Rv/Boat Parking
- Pool Features
- Private, Screen Enclosure
- Pool Private
- Yes
- Year Built Details
- Resale
- Direction Faces
- East
The Building at 12990 Keystone Terrace, North Miami, FL 33181
- Building Area Total
- 3941
- Building Area Units
- Square Feet
- Stories
- 1
- Stories Total
- 1
- Association
- No
- Association Fee
- 0
- Association Amenities
- Boat Dock, Private Pool
- Pets Allowed
- Yes
- Security Features
- Smoke Alarm, Smoke Detector(s), Smoke Detector
Lot, Views & Construction at 12990 Keystone Terrace, North Miami, FL 33181
- Lot Features
- 1/4 To Less Than 1/2 Acre Lot, Corner Lot, Less Than 1 Acre
- Lot Size Square Feet
- 12,500
- Waterfront
- Yes
- Waterfront Features
- Canal Front, Canal Width 1-80 Feet, Canal, Intracoastal Front, Navigable Water, Ocean Access, Seawall
- Frontage Length
- 100
- View
- Canal, Intracoastal View, Pool, Water, Canal View
- Construction Materials
- Concrete Block Construction, Stucco
- Roof
- Tar/Gravel, Slate, Tar & Gravel Roof
- Exterior Features
- Barbeque, Exterior Lights
- Sewer
- Public Sewer, Public Sanitation, Sewer
- Water Source
- Public
- New Construction
- No
Taxes & Public Record for 12990 Keystone Terrace, North Miami, FL 33181
- Parcel Number
- 06-22-28-021-0690
- Tax Annual Amount
- $14,893
- Tax Year
- 2,025
- Tax Legal Description
- 27-28 52 42 KEYSTONE ISLAND NO 5 PB 68-2 LOT 24 BLK 16 LOT SIZE 100.000 X 125 OR 15246-868 1091 1
- Zoning
- 0900
- County Or Parish
- Miami-Dade County
Assigned Schools for 12990 Keystone Terrace, North Miami, FL 33181
- Elementary School
- David Lawrence Jr K-8
- Middle School
- North Miami
- High School
- Alonzo and Tracy Mourning Sr. High
School assignments are provided by the listing and should be independently verified.
Map & Neighborhood
12990 Keystone Terrace, North Miami, FL 33181 · More homes in North Miami
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12990 Keystone Terrace, North Miami, FL 33181 at a Glance
Offered for sale in North Miami 33181, 12990 Keystone Terrace is a single family home with 4 bedrooms, 3 bathrooms, about 3,084 square feet of living space, dating to 1959. The asking price is $3,350,000, on the market since September 3, 2026, with KW Reserve Palm Beach as the listing brokerage. Students here are assigned to David Lawrence Jr K-8, North Miami and Alonzo and Tracy Mourning Sr. High. Ask Matthew Gromadzki for a private showing, the full disclosure package, or comparable sales before you make an offer.