
Bay Harbor Islands Homes for Sale under $5M
158 listingsLive MLS inventory in Bay Harbor Islands, updated continuously.
























Homes for Sale under $5M in Bay Harbor Islands — A Local's Guide
Bay Harbor Islands is the low-rise town on two islands in Biscayne Bay, a bridge away from Bal Harbour Shops. Height-capped streets mix mid-century co-ops with South Florida's densest wave of boutique bayfront new construction, much of it with private dockage, and the K-8 school is a genuine draw.
Capping the search at $5.0M turns the Bay Harbor Islands market into a value hunt — and value here hides in specific pockets: an older building with fees that undersell its location, a property type the market overlooks, a block one street off the prime grid. Known for boutique bayfront buildings and an A-rated school, a bridge from Bal Harbour, Bay Harbor Islands always has a below-the-radar corner; this page keeps every listing under the cap in one view so it can't hide.
Bay Harbor Islands Market Snapshot
Frequently Asked Questions
What can I actually buy in Bay Harbor Islands under $5.0M?
The honest inventory is on this page, updated continuously — and the mix shifts month to month. As a rule, condos stretch a capped budget furthest, townhomes buy space, and houses under a cap trade fastest. We'll tell you plainly which listings are priced low for a reason.
Are there hidden costs beyond the price in Bay Harbor Islands?
Budget association fees on condos and townhomes, insurance that varies with roof age and flood zone, and Florida's closing costs of roughly two to three percent for buyers. We produce a true monthly-cost sheet for any listing before you offer, so the cap holds after closing too.
How do I tour a home in Bay Harbor Islands?
Every listing on this page has an inquiry form that reaches the broker directly — or call +1 786-370-8570. We arrange private showings around your schedule, including video tours for out-of-town buyers, and there is never an obligation.
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