3098 SW Cedar Trail, Palm City FL 34990

Description of 3098 SW Cedar Trail, Palm City FL 34990

SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!

Property Details for 3098 SW Cedar Trail, Palm City FL 34990

Bathrooms Full

2

Bathrooms Half

0

Interior Features

Bar, Built-in Features, Entrance Foyer, French Doors, Pantry, Split Bedroom, Vaulted Ceiling(s), Volume Ceilings, Walk-In Closet(s), Wet Bar

Appliances

Electric Water Heater, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer

Flooring

Carpet, Tile

Heating

Central, Electric, Zoned

Cooling

Central Air, Electric, Zoned

Furnished

Furniture For Sale,Furniture Negotiable

Architectural Style

Two Story, Split Level

Parking Features

2 Or More Spaces, Driveway, Open

Pool Features

Equipment Stays, Free Form, Heated, Private

Pool Private

Yes

Year Built Details

Resale

Direction Faces

East

Building Information for 3098 SW Cedar Trail, Palm City FL 34990

Building Area Total

3352

Building Area Units

Square Feet

Stories

2

Stories Total

2

Association

Yes

Association Fee

$25

Association Fee Frequency

Monthly

Association Amenities

Boat Dock, Private Pool

Pets Allowed

Yes

Security Features

Smoke Alarm, Smoke Detector(s), Security System, Smoke Detector, Lobby Secured

Property Information for 3098 SW Cedar Trail, Palm City FL 34990

Lot Features

Less Than 1/4 Acre Lot, Cul-De-Sac, Irregular Lot, Less Than 1 Acre, West Of US 1, Treed Lot, Fenced, Septic

Lot Size Square Feet

10,221

Waterfront

Yes

Waterfront Features

Canal Front, Canal Width 1-80 Feet, Canal, Navigable Water, Ocean Access, Waterfront, Seawall

Frontage Length

96

View

Canal, River, Water, Canal View

Construction Materials

Frame, Frame With Stucco

Roof

Metal, Metal Roof

Exterior Features

West Of Us1, Balcony, Exterior Lights, Outdoor Shower, Screened Balcony

Sewer

Septic Tank

Water Source

Well

New Construction

No

Public Records for 3098 SW Cedar Trail, Palm City FL 34990

Parcel Number

123840001000004104

Tax Annual Amount

$13,701

Tax Year

2,025

Tax Legal Description

RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296

Zoning

res

County Or Parish

Martin County

Schools Near 3098 SW Cedar Trail, Palm City FL 34990

Elementary School

Bessey Creek

Middle School

Hidden Oaks

High School

Martin County High

School assignments are provided by the listing and should be independently verified.

Open Houses

• Saturday, August 22, 2026 at 5:00 PM

Location